Good morning:
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​Reminder: The next live show will be Monday, April 6th at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here.

3 Things

1. What the Heck are Passkeys? And Should I Be Using Them? (Oblivious Investor)

2. Which AI Calculates Taxes Correctly? (The Finance Buff)

3. Index Funds Aren't Boring: Why Simple Investing Outperforms Complex Strategies (Money Changes Everything)

My Videos & Articles

• ​Is the U.S. Really Insolvent? Here's What AI Says (FQF)
• ​We Saved Three Million. Our Advisor Said We Should Be Worried​
• ​Will Inflation Crash the Stock Market? Live Q&A

ICYMI

• How Does a Long Marriage Survive? (Harvey Sawikin)
• Why ETFs Win the Tax Battle Over Mutual Funds (Morningstar)
• Annuities in 401(k) Plans Aren't All Their Cracked Up to Be (Center for Retirement Research)
• Google Has a Secret Reference Desk. Here's How to Use It. (Card Catalog)
• Safe Until Crisis: What 300 Years of Wars Reveal About Government Debt Safety (CEPR)
• Gifting Strategies That Allow Business-Owner Clients To Save (Millions Of) Dollars In Estate And Income Taxes (Kitces)
• The Art of Comparison: How To Compare Well (mr-stingy)
• OpenAI Is Throwing Everything Into Building a Fully Automated Researcher (MIT Technology Review)
• Service Request #2: Why Is This Red Light So Damn Long? (99% Invisible)
• Social Security Should Be a Forced Savings Program Not a Welfare Program (Marginal Revolution)
• With More Older Drivers on the Road, States Try to Balance Safety and Mobility (NPR)
• 2026 State of Retirement Planning (Fidelity)
• In Search of Banksy (Reuters)

What I'm Reading, Listening To, Watching, and Thinking About

• I finished The Wager by David Grann, a non-fiction narrative about an 18th century British naval expedition. It was really good, although I prefered The Gales of November.
• I also finished The Road by Cormac McCarthy. It was superb. I suspect most who read it either love it or hate it.
• My son and I went to see Project Hail Mary. It was not at all what I expected, but it was really good.

Tools I'm Using From Partners

• Monarch Money: Get 50% off the First Year Discount Code: ROB50​
• ​Boldin: I use this tool for our retirement planning. ProjectionLab is also a great financial planning tool and is offering a 10% Discount Code RBERGER-10.
• ​Kubera: My choice to track investments and net worth. They offer a 14-day free trial. An excellent free alternative is Empower.

Resources From Partners

• Get free Medicare guidance from Chapter (410) 220-5494
• For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• You can view past issues of the newsletter here.
• ​DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.