Good morning:
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​UPDATE: The next live Q&A will be Monday, October 19th at 7 PM. You can subscribe to the YouTube channel where the show is broadcast here.

​Your Book Recommendations​

3 Things

1. The High Price of Feeling Safe (Safal Niveshak)
2. 4 Practical Uses of TIPS in the Portfolio (Advisor Perspectives)
3. Medicare Open Enrollment and Coverage Options: Key Questions and Answers (KFF)

ICYMI

• Medicare Advantage Plans in Turmoil (Aging in America)
• The Social Security Youth Discount? (The Best Interest)
• The Good, the Bad, and the Ugly of Rising Interest Rates (Center for Retirement Research)
• Household Cybersecurity: Book Review (Can I Retire Yet?)
• How to Remake Yourself When You Are Undone: Lincoln and the Gift of His Suicidal Depression (The Marginalian)
• A life in episodes (Aeon)
• Tuesdays with the guys (Psyche)
• Still On Its Way to Cleveland (Longreads)
• Think You’re Ready for Retirement? Start With This 9-Step Checklist (Morningstar)
• How Much Do People with Medicare Pay for Coverage? (KFF)
• Why Cash Is Still King for Short-Term Goals (Morningstar)
• Is Keeping Too Much Money in Cash Riskier Than You Think? (Savant Wealth Management)
• Christine Benz: Why I Hired a Financial Planner (Morningstar)

My Videos & Articles

• How to Plan for Your Go-Go Years in Retirement | Live Q&A (YouTube)
• Your Advisor Won't Show You This Chart (YouTube)
• 3 Index Funds vs. Harvard's $57 Billion Endowment (YouTube)
• Boldin vs ProjectionLab vs Empower: Which Retirement Planner Is Right for You? (YouTube)
• These Active Funds Beat the S&P 500. Why I Still Use Index Funds (FQF) (YouTube)

What I'm Reading, Listening To, Watching, and Thinking About

• I continue reading Blessed, A History of the American Prosperity Gospel by Kate Bowler. And I've already started The Greatest Show on Earth, by Richard Dawkins. I have to confess that I've never been able to wrap my mind around the idea of macro evolution.
• I've also started reading The Ezekiel Option by Joel Rosenberg, mainly to study how he constructs a story that involves Biblical prophecy. And here I urge you not to assume you know what my beliefs are based on the books I read!

Tools I'm Using From Partners

• Monarch Money: Get 50% off the First Year of Monarch Money Core Plan--Discount Code: ROB50​
• ​Empower: One of the best investment and net worth trackers, and a solid retirement planner, all free.
• ​Boldin: I use this tool for our retirement planning.
• ​Kubera: My choice to track investments and net worth. They offer a 14-day free trial.
• ProjectionLab is also a great financial planning tool and is offering a 10% Discount Code RBERGER-10.

Resources From Partners

• Get free Medicare guidance from Chapter (410) 220-5494
• For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• You can view past issues of the newsletter here.
• ​DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.