Good morning:
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​Reminder: The next live show will be Monday, July 20th at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here.

​Your Book Recommendations​

3 Things

1. Is 90/10 Better Than 60/40 in Retirement? (A Wealth of Common Sense)
2. Should You Start Social Security Early Before Possible Benefit Cuts? (Forbes)
3. A Century of U.S. Stock Returns: Expect the Unexpected (Of Dollars and Data)

My Videos & Articles

• Is The Market Too Expensive To Invest? (YouTube)
• 5 Ways to Optimize Your Retirement Plan (and Pay Less in Taxes) (YouTube)
• Does Stock Market History Still Matter in the Age of AI? (YouTube)

ICYMI

• A 10-year TIPS is maturing July 15. How did it do as an investment? (TIPS Watch)
• Open Questions (HumbleDollar)
• Normal is forgotten. Only weird survives. (High Agency)
• This Is How To Overcome Burnout: 5 Secrets From Philosophy (Barking Up the Wrong Tree)
• America's first bubble (Acadian Asset Management)
• How Much is One Million Dollars Worth? (A Wealth of Common Sense)
• Should Your Retirement Spending Rise and Fall with the Market? (Retirement Researcher)
• Inside the Food Truck Mafia Wreaking Havoc Around the National Mall (Washingtonian)
• Why The Best Player Alive Barely Runs (kottke.org)
• Michael J. Fox Earns Emmy Nomination After Retirement Ends (Variety)
• The AI Superforecasters Are Here (Astral Codex Ten)
• What to Watch and Not (Marginal Revolution)

What I'm Reading, Listening To, Watching, and Thinking About

• I've been watching too much YouTube videos this week! Here are a few I enjoyed:
  • ​Shrinking — Michael J. Fox on the Truth About Parkinson's​
  • ​Matt Foley: Van Down By The River - SNL​​
  • ​The Most Chaotic Cold Open Of All Time​​ ​
  • ​New York City's Hottest Day in 14 Years​​
• It wasn't my most productive week!​

Tools I'm Using From Partners

• Monarch Money: Get 50% off the First Year of Monarch Money Core Plan--Discount Code: ROB50​
• ​Boldin: I use this tool for our retirement planning. ProjectionLab is also a great financial planning tool and is offering a 10% Discount Code RBERGER-10.
• ​Kubera: My choice to track investments and net worth. They offer a 14-day free trial. An excellent free alternative is Empower.

Resources From Partners

• Get free Medicare guidance from Chapter (410) 220-5494
• For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• You can view past issues of the newsletter here.
• ​DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.