The Investor's Newsletter


Good morning:

Ask: Please forward this newsletter to at least one person who needs it.

Offer: If you received this newsletter from another, you can subscribe here.

Reminder: The next live show will be Monday, October 20th at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here.

Special Live Show: On Tuesday, November 11th at 2 pm ET, I'll be interviewing Larry Kotlikoff, the founder of Maxifi and a professor of economics at Boston University. You can submit a question you'd like me to ask Prof. Kotlikoff using this form.

3 Things

1. RMD Timing: The First Dollars Out Are RMDs, and Other Considerations (Mike Piper)

2. Why I Have a Financial Planner (Christine Benz)

3. 7 Changes Coming to Medicare in 2026 (AARP)

My Videos & Articles

ICYMI

  • You Have 12 Shots In Life (X)
  • Can the Gold Rush Continue? Warning Signs for Investors (Amy Arnott)
  • Three Things – Weekend Reading (Discipline Funds)
  • Two useful AI tactics (Seth Godin)
  • I’ll Inherit Big Money Someday. What Do I Change Now? (Jesse Cramer)
  • Best of Investment Truisms, Are They True? (The Falling Knife)
  • Satellites Are Leaking the World’s Secrets: Calls, Texts, Military and Corporate Data (Wired)
  • Saying Goodbye to ‘Stranger Things’ (Variety)
  • When Should You Sell a Stock? (A Wealth of Common Sense)
  • All the Money, None of the Satisfaction (Of Dollars And Data)
  • New Planning Method Replaces 4% Rule With TIPS-Based Strategy (FA)
  • You’re Not Supposed to Remember the Book (Horace Bianchon)
  • The Periodic Table of Cognition (KK)
  • Technological Optimism and Appropriate Fear (Jack Clark, co-founder of Anthropic)

What I'm Reading, Listening To, Watching, and Thinking About

  • I started reading Andrew Ross Sorkin's 1929: Inside the Greatest Crash in Wall Street History--and How It Shattered a Nation. It's really good.
  • I listened to three historians debate the Trump presidency. Obviously a very political subject (you've been warned), but I found their discussion of current geopolitical issues and higher education enlightening.
  • I've almost finished reading Taking Religion Seriously by Charles Murray. Recall that Murray co-authored The Bell Curve, a controversial book on intelligence and race published in 1994. His current book describes the reasons behind his transition from an agnostic to a Christian. Oddly enough, it's not an overly religious book in my view. I enjoyed his discussions on science and the historicity of Jesus, subjects I find endlessly fascinating.

Tools I use

  • Monarch Money: Get 50% off the First Year Discount Code: ROB50
  • ProjectionLab: 10% Discount Code RBERGER-10, I also use Boldin.
  • Kubera: My choice to track investments and net worth. They offer a 14-day free trial. An excellent free alternative is Empower.

Resources

  • Get free Medicare guidance from Chapter (410) 220-5494
  • For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
  • You can see a list of all of my Youtube videos here.
  • You can see a list of the budgeting, investing and retirement planning tools I use here.
  • You can view past issues of the newsletter here.
  • DIYRetirement Subreddit


Best,

Rob Berger

P.S. Feel free to hit reply and send me a message. I read every email.

The Investor's Newsletter

Designed for those in or near retirement, the Investor's Newsletter goes out every Sunday morning to more than 25,000 awesome people. You get 3 articles I've selected out of hundreds on investing and retirement, as well as links to articles I find interesting on everything from fitness to technology to awesome books I'm reading.

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