Good morning:
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​Reminder: The next live show will be Monday, March 9th at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here.

3 Things

1. Can You Live Off Your Dividends? (A Wealth of Common Sense)

2. It Can Be Easier to Fall Victim to Fraud on Mobile than Desktop (Oblivious Investor) (Note: this is one reason I use a unique email address with financial institutions. I've yet to receive a single spam email to that address. If I ever do, I know it's been compromised and I'll replace it with a new one.)

3. Reducing Retirement Income Volatility With The Modified RMD Safe Withdrawal Method (Kitces)

My Videos & Articles

• ​How AI Helps Me Manage My YouTube Channel | Live Q&A
• ​4 Golden Rules for Avoiding Financial Scams (FQF)​

ICYMI

• The 2028 Global Intelligence Crisis (Citrini Research)
• Why You're Always Right (Raptitude)
• Film Students Can No Longer Sit Through Films (Cal Newport)
• Sarcasm self-defeats (Seth Godin)
• A war foretold:how the CIA and MI6 got hold of Putin’s Ukraine plans and why nobody believed them (The Guardian)
• The Dirty Dozen Equity Drawdowns Versus the Current Market (The Carson Group)
• Why Are American Passenger Trains Slow? (American Affairs Journal)
• The Hidden Cost Of Investment Income (Larry Swedroe)
• The New Cool Thing: Being Human (The Honest Broker)
• Symbols found carved into 40,000-year-old artifacts may be precursor to writing (CNN)
• Why Europe doesn’t have a Tesla (Work in Progress)
• You Don’t Know It Till You Know the Original (Raptitude)
• How I Actually Practice Law with AI in 2026 (Zack Shapiro)​

What I'm Reading, Listening To, Watching, and Thinking About

• I've been reading Both Sides Now, the annual letter to shareholders of Semper Augustus Investment Group. Very good, detailed analysis of Berkshire Hathaway.
• Speaking of Berkshire, I'm also reading Greg Abel's first letter to shareholders.
• And I've finally started reading Robert Caro's 3-volume biography of LBJ (he's working on a 4th). The Path to Power is the first one in the series. His writing and superb.

Tools I'm Using From Partners

• Aura: It's the swiss army knife of online security: antivirus software, password manager, VPN, identity theft protection, parental controls. Get up to 68% off.
• Monarch Money: Get 50% off the First Year Discount Code: ROB50​
• ​Boldin: I use this tool for our retirement planning. ProjectionLab is also a great financial planning tool and is offering a 10% Discount Code RBERGER-10.
• ​Kubera: My choice to track investments and net worth. They offer a 14-day free trial. An excellent free alternative is Empower.
• 1Password: An excellent password manager currently offering 25% off on annual plans.

Resources From Partners

• Quicken Simplifi: Get Simplifi 50% off the first year ($2.99 a month)
• Get free Medicare guidance from Chapter (410) 220-5494
• For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• You can view past issues of the newsletter here.
• ​DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.