Good morning:
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​Reminder: The next live show will be Monday, August 31st at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here.

​Your Book Recommendations​

3 Things

1. How the CFP Board Sold Out the Public & the Profession (Advisor Perspectives)
2. Reducing Spending Throughout Retirement (Oblivious Investor)
3. When Clients Won't Sell: What Actually Helps Clients Let Go (Of The Endowment Effect) (Kitces)

ICYMI

• Why Are Rivers So Mathematical? (Quanta)
• The Best Way to Sell a Concentrated Position (Of Dollars and Data)
• Nvidia's Risky Business (Stratechery)
• 4 Alternative Retirement Paths And How Advisors Can Help (Kitces)
• How to Use AI on Your Money When You're Concerned About Privacy (WalletHacks)
• Why We Need to Break the Grip of 'Oldigarchy' (Harvard Gazette)
• Three … Two … One (Slate)
• What Doubters Get Wrong About the 60/40 Portfolio (Morningstar)
• The Best Retirement Advice Ever (The Retirement Manifesto)
• Worldbuilding with Spatial Intelligence (Kevin Kelly)
• How I Lost $1.6 Million in Bitcoin in 8 Minutes (Wealthsimple)
• A Controversial Alzheimer's Surgery Is Said to Reverse Symptoms — Here's What Scientists Know (Nature)
• Replace the Filters (Seth Godin)

My Videos & Articles

• I Used AI to Grade a Real 16-Fund Portfolio. The Result Surprised Me (YouTube)

What I'm Reading, Listening To, Watching, and Thinking About

• My wife and I watched Ride or Die, starring the delightful Hannah Waddingham and Octavia Spencer. We enjoyed it. It's set up for a second season, although Amazon Prime has yet to green light it.
• The new season of Reacher was just released, which is next on our watch list.
• I started reading Young Money: A Field Guide to Wealth and Purpose in Your Twenties by Jack Raines. So far I thoroughly enjoy his writing style and storytelling.

Tools I'm Using From Partners

• Monarch Money: Get 50% off the First Year of Monarch Money Core Plan--Discount Code: ROB50​
• ​Boldin: I use this tool for our retirement planning. ProjectionLab is also a great financial planning tool and is offering a 10% Discount Code RBERGER-10.
• ​Kubera: My choice to track investments and net worth. They offer a 14-day free trial. An excellent free alternative is Empower.

Resources From Partners

• Get free Medicare guidance from Chapter (410) 220-5494
• For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• You can view past issues of the newsletter here.
• ​DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.