Good morning:
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​Ask: Please forward this newsletter to at least one person who needs it.
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​Reminder: The next live show will be Monday, July 20th at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here. I also want to do a retirement planning live show, but this upcoming week won't work. I'll let you know.

​Your Book Recommendations! I've added a Children's Book section, so if you know of great children's books, let me know. I've also started to indicate which books I've read (*) and which books I've read & recommend (**).

3 Things

1. Retirees: Take the Risk Out of Your Income With a TIPS Ladder (Morningstar)
2. Is It Safe to Put My Financial Documents into AI Tools? (Best Wallet Hacks)
3. The Regret We Get Wrong (The Retirement Manifesto)

ICYMI

• Medicare Report Estimates Future Part B Premiums. What Will You Pay in 2027 and Beyond? (MOAA)
• Blogs, traffic, and Google (Seth's Blog)
• Do AIs Make Good Traders, and Do They Make Good Traders Better? (Elm Wealth)
• An Emergency Fund Is Not a Math Problem (Arcanomy)
• Seven Common Misconceptions About Retirement Planning (Center for Retirement Research)
• Facts From 1H26 (The Idea Farm)
• True Love Will Find You in the End: Kurt Vonnegut on When to Stop Trying and When to Try Again (The Marginalian)
• The Answer to Every Problem (Raptitude)
• Why Are LLMs Smart? (Kevin Kelly)
• A FIRE Investor With No Paycheck Cannot Afford to Be Too Wrong (Financial Samurai)

My Videos & Articles

• Some Thoughts On The Stock Market's Valuation | Live Q&A (YouTube)
• Is Fidelity or Vanguard Better for Your Cash? (Five Question Friday) (YouTube)

What I'm Reading, Listening To, Watching, and Thinking About

• I continuing reading the same books I've mentioned in the past: Theo of Golden, Means of Ascent (The Years of Lyndon Johnson), Risk & Reward. I think this week I might actually finish one of them!

Tools I'm Using From Partners

• Monarch Money: Get 50% off the First Year of Monarch Money Core Plan--Discount Code: ROB50​
• ​Boldin: I use this tool for our retirement planning. ProjectionLab is also a great financial planning tool and is offering a 10% Discount Code RBERGER-10.
• ​Kubera: My choice to track investments and net worth. They offer a 14-day free trial. An excellent free alternative is Empower.

Resources From Partners

• Get free Medicare guidance from Chapter (410) 220-5494
• For a limited time, try the AI-powered budgeting app Origin for just $1 the first year.
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• You can view past issues of the newsletter here.
• ​DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.