Good morning:
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​Reminder: The next live show will be Monday, July 7th at 7 pm ET. You can subscribe to the YouTube channel where the show is broadcast here.

Be Safe: I'm getting reports that somebody is impersonating me on Facebook, sending friend requests, and trying to sell some crypto scam. I do not send out friend requests, I'll never ask you to call me, I'll never ask for your phone number or personal information. Let's be careful out there.

3 Things

1. Why Advisors Should Never Recommend Social Security Claiming at 62 (Michael Finke)

2. How the New Tax Laws Affect Those In or Near Retirement (Andy Panko) (Podcast)

3. The 60/40 Portfolio: A 150-Year Markets Stress Test (Morningstar)

My Videos & Articles

• ​How the New $6,000 Senior Bonus Deduction Affects Roth Conversions (FQF)
• Bucket Strategy Resources (Reddit)--I shared my thoughts on the Bucket Strategy along with links to 30+ resources I've collected on the subject.

ICYMI

• 34 Lessons From Writing Every Day for Two Decades (Ryan Holiday)
• Tax provisions in the One Big Beautiful Bill Act (The Tax Advisor)
• On Second Thought: 3 Retirement Topics I’ve Changed My Mind About (Christine Benz)
• How to invest your enormous inheritance (Elm)
• Notes to myself (Seth Godin)
• 100 Bestselling Books of 2025 (So Far) (Bookshop)
• A Screenless Future (Collab Fund)
• Vanguard launches VTP, a new full-range TIPS ETF (TIPS Watch)
• The Age of AI Browsers (Godspeed)
• Understanding Preferential Income Stacking in Retirement Planning (Wade Pfau)
• Waymo offers teen accounts for driverless rides (CNBC)
• Social Security’s Financial Outlook: The 2025 Update in Perspective (​Center for Retirement Research​)
• My 4-Stage System for Learning Anything New (Forte Labs)
• Ferris Bueller’s Vest Sells For As Much As A House In Sotheby’s New York Auction (Block Club Chicago)

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What I'm Reading, Listening To, Watching, and Thinking About

• Well, I won my last two games at the World Chess Open for a 7 out of 9 score, tied for second place in my division, and even won some money! My rating is back in the 1900s.
• Hyundai's new highly automated plant in Georgia (Youtube)
• Leadership, Ego, and Saying No with Seth Godin (Feld)
• The new subreddit is now live. It's a place where we can chat about retirement planning and investing. Ask questions. Contribute answers. Share resources. Check it out here.

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Resource

• Monarch Money 50% the First Year Discount Code: MONARCHVIP​
• You can see a list of all of my Youtube videos here.
• You can see a list of the budgeting, investing and retirement planning tools I use here.
• ProjectionLab 10% Discount Code RBERGER-10​
• You can view past issues of the newsletter here.
• NEW: DIYRetirement Subreddit​

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Best,
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Rob Berger
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P.S. Feel free to hit reply and send me a message. I read every email.